At some point, your insurance company will arrange for an insurance risk surveyor to visit your premises and undertake a risk assessment survey. Normally, such insurance company is more expensive and the insured has to pay a higher premium on their policy. An insurance policy that covers the damage caused by another person or party is known as third party Insurance. ‘Cash Value’ is the cash amount offered to the policy holder while cancelling the policy, where a portion of thepremium paid goes into saving plan. Decision to take insurance: The decision is majorly influenced by agents, friends and relatives. It is possible to claim, if the beneficiary has court declaration that says that the insured person is missing or legally dead (disappeared for more than 7 years). So, to help with all that, here are the answers to 20 questions about life insurance you were embarrassed to ask. QuestionPro brings you a host of expert crafted insurance surveys. These survey questions should provide insight into an employee’s perceptions on the benefit offerings and an employee understanding of their benefits. 9. The National Insurance Commission (NAICOM) in July 2012 issued guidelines for developing a risk management framework for insurers and reinsurers. It is the split of insurance coverage between you and insurance company; usually the split would be 80/20 % where you are liable to pay 20% and the remaining amount by the insurance company. i think the article is well written. Please contact support to resolve. 9)      What is ‘declaration page’ in insurance policy? In home insurance coverage, ‘All perils’ protects you from thewidest range of risks besides common risks while ‘Specified perils’ will give coverage only for the common risks, that is listed in your policy. Here are 16 questions an auto insurer will ask, as well as why the information is important. Your email address will not be published. Now that you know to keep these things in mind when crafting your survey, let’s look at 10 great questions to ask in an employee survey. The basic of this article is wrong.Question 4 is incorrect. If not, please explain why. This sample of company culture survey questions can really help you define values your company offers as an employer, and that candidates see attractive. Some of the examples of this questionnaire are "Do you have an insurance policy? The group involved in the survey will meet to get everyone on the same page. Plus, there are questions that may seem intrusive but ultimately help a car insurance company decide if it wants to offer you a policy and at what cost. Who is the beneficiary? Are you currently enrolled in our company’s health plan coverage? Also, the two-year period of contestability will also begin again. This fact sheet answers commonly asked questions about car accidents, car insurance claims, insurance investigations and home and or contents insurance. 46)   Does it cover silver or golden ornaments if I have ‘Home insurance’? You have to supplement all the required documents like original payment receipt to your insurance company. Personal liability covers when an individual cause injury to others in an accident while property damage is done when any property get damaged. The questions and answers are very useful for job aspirants. Thanks for pointing out, Kindly read the answer carefully it is 1 n the same only, I think point 2 is incorrect instead of point 4..there is no problem in point no 4..plz checkout. Insurance.com's survey found that 87 percent of people told their home insurance company about an addition or a new deck and 67 percent informed their insurer about a home renovation project that didn't add to the footprint, but increased the home's value. 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